1. Protection of financial accountsInternet users should review the transaction confirmations and quarterly statements as soon as they receive and notify to the website immediately of any unauthorized activity. Besides, review your credit report regularly for inaccuracies. Shred, rather than toss, documents which include credit card offers, bank statements and junk mail.

2. Password and Social Security protectionPassword and other security features add layer of protection if used appropriately by viewing to the "Choosing and Protecting Passwords" and " Supplementing Passwords". Avoid using passwords that are easy for someone to guess, such as the name of your favorite pet or your date of birth. We should not write this information down and never carry it in your wallet or briefcase. Use a combination of numbers and letters if possible.
Protect your Social Security number as well. Store your card in a safe place and avoid giving the number to others.

3. Secure our computers
We must make sure that our computers have up-to-date spyware; antivirus protection program such as Symantec, Norton antivirus, AVG antivirus and firewall software to protect ourselves against viruses and worms that may steal or alter our personal and financial data. These antivirus protection programs should update every single day to make sure it is up to date to protect our computers.
On the other hand, avoid clicking on pop-up ads or downloading information from unknown sites. Some website might have spyware that can hack our personal information.

4. Conduct the transaction on trusted methodThe best way to protect our financial and personal data is by conducting the transaction with trusted, well known online retailers that using the reputable payment processors such as Paypal or Google Checkout. Avoid giving your personal information to “cold callers” and other unknown parties online, via e-mail and over the phone. Hacker might able to get the information during the transactions.

5. Avoid accessing financial information in publicUse your own computer, instead of a work or public machine, to access financial and other sensitive personal information. Some private information might expose to others when we use public computer. Besides, resist using free wireless connections particularly in cafes, airports and other public places to check personal information.

If we have no choice but to use public computers, we must remember to close the browser window. This is to prevent other users from reading your personal information and mail.